URL:
www.illegal-credit-scores.com
Equifax Experian TransUnion Created Illegal Crooked Credit Scores
When I was in Tucson, Arizona I asked bankers this simple question. Who authorized the existence of these data financial collecting, recording, and reporting agencies called Equifax, Experian, and TransUnion? Was it the White House or was it Congress? Nobody could tell me what the answer was to my simple question! So I found out what the truth was by doing a lot of research and here it is.
These financial reporting agencies were not given authorization to exist by either the United States Congress or White House! They were created long ago by the crazy crooked cash hungry capitalist as a super big business venture for themselves.
In their present incarnation these illegal financial reporting agencies which keep on accumulating more and more financial data about us keep on expanding into other countries incorporating their illegal crooked credit scores among the populations!
These illegal financial reporting agencies were created to control who is allowed to have cash and who can't all based upon what they claim is the credit payback worthiness of the person.
In other words, your total physical existence and happiness right up until your death is completely controlled by these demonically created illegal financial credit reporting agencies called Equifax, Experian, and TransUnion. These illegally created financial reporting agencies gave us illegal crooked credit scores. We have been nailed to the "Black Cross". Do you want these illegal scores which have been created by these illegal financial reporting agencies control your entire happiness in regards to what physical possessions you can have and not have right up until when your relatives bury you 40 feet under? Not me!
Here you will understand if you haven't figured it all out already how these illegal reporting agencies totally destroy innocent peoples lives and reward the others who conform to their game plan all based upon the income level which everybody is at!
Only cash is of any importance to these illegal credit reporting agencies; nothing else. Also as a byproduct of all of this insanity to hoard cash, financial institutions such as banks have even further taken advantage of this whole situation and have been giving us economic slaves inside their planetary prison illegal credit checks without our authorization to do so!
How Equifax Got Created At Conception
The most interesting one of these capitalist worldwide financial illegal credit reporting agencies is Equifax. It was started by two brothers in 1898. One was working in a grocery store and the other was a lawyer.
Here is the link where I found the info for the History of Equifax Inc
You will also find out if you keep on shoveling the cow manure out of your path that Equifax is one of the top notch players in controlling those check verification machines which merchants use to run your check through to make sure that you have funds available to pay for the stuff that you are buying from them. Not enough cash available in your checking account your out the door!
If the merchant is a total screw up and doesn't have these check verification machines and you get a bounced check, you take the elevator down to the next floor of this capitalist planetary created hell for us, whereby, you can't write anymore checks, period.
What happens here is that the merchants are linked into another planetary capitalist business where you are dumped into a database preventing you from writing anymore checks until you have paid the merchants all the cash for the bounced checks that you have already written including their bounced check fees.
We have to be punished someway for being a bad boy so they steal more money from us calling it a fee! Yes, another crooked fee to swindle more free cash from us.
You are stuck and existing inside a limbo of hell created by these illegal financial reporting agencies Equifax, Experian and TransUnion that are linked into this other capitalist business which they have an interest in called the check verification machines business!.
Now enters the money order game!
However, before you are able to pay off your bounced check and the fee and you have deposited cash into your bank account, you can still write checks to pay bills. Your alright. No problem since you know there is plenty of cash in your account. A good example of this would be paying a bill to a dentist. A dentist is not considered to be a merchant. There are two separate entities at work here. Our banks and all the merchants linked into that database I already mentioned. The whole thing is rather hairy to understand and unravel how it works!
It is to be noted that those special bounced check departments which the merchants have will only accept a money order from you to pay off what you owe them. You can not send them a check. Once you have sent money orders to those merchants special bounced check departments to pay them off, a flag is set in a database keyed to your name which allows you again to start writing checks. They will even tell you this on the phone that "You can start writing checks".
There are many folks who are very poor and purposely write checks that they know will bounce. However, there are folks who are honest and get screwed up by this capitalist cash crazy created system due to the merchant not having any of these check verification machines to run checks through thinking that they have sufficient funds available in their bank account when there isn't!
I have been through it; got nailed by it; survived it.
How Experian Got Created At Conception
Experian arose out of the ashes in the United Kingdom. Those darn Brits gave the planet this one. The history of Experian is rather messy to follow and not as easy to understand as is the history of Equifax. Here are five links to help unravel how Experian got incarnated. If you bother to print the info for all five, keep them in order so that you don't become to messed up in following the Experian history of conception.
These illegal financial reporting agencies that maintain all the data on us in regards to how worthy we are in paying back our accrued debt that we owe to everybody are big players in regards to that other section of crap called "Crooked Collection Agencies". Equifax, Experian, and TransUnion all have cash interests tied into those wonderful "Crooked Collection Agencies" out there who send us their nasty threatening form letters.
When the first one of these "Crooked Collection Agencies" suddenly discovers that you aren't going to pay them anything then they sell your debt to another one of the "Crooked Collection Agencies"! Then these "Crooked Collection Agencies" keep selling your debt to other "Crooked Collection Agencies" and so on. If you started out with multiple "Crooked Collection Agencies" coming at you all at once, it gets rather hairy in watching this cash flow debt game of these "Crooked Collection Agencies" being continuously sold over and over again throughout the universe. In fact, whenever any of this does stop, you won't be able to figure out who you owed the original debt to unless you get hold of a printout from Equifax, Experian or TransUnion.
If your the type that doesn't panic when you start receiving these "Crooked Collection Agencies" nasty threatening form letters, you will eventually start getting letters from them making you an offer, whereby, they will reduce your total debt that you are suppose to pay back to them, say, for example by 25%, if you send the total reduced amount to them within a certain time limit which they will give you. The amount that they will reduce it by can vary! My God. They are so desperate to get cash out of you and me that they will make us an offer to pay back to them a reduced percentage of the total amount of the debt that we owe to begin with!
How TransUnion Got Created At Conception
TransUnion got its start in 1968 by the Union Tank Car Company. Here is the link for the History of TransUnion.
The "History of TransUnion" article makes reference to The Marmon Group, Inc.
I highly recommend you read the article. Yes, the game of "Monopoly" does exist in life! Its called the "Marmon Group". What a worthless group of incarnated souls. Wasting their entire lifetime doing the crap that they did. Very constructive.
Fair Credit Reporting Act And Fair Debt Collection Practices Act
Read the Fair Credit Reporting Act and the Fair Debt Collection Practices Act
I recommend you get at least the "Fair Debt Collection Practices Act". The "Fair Credit Reporting Act" is a complete worthless pile of junk which again is written for their pals the capitalist to just fool us to think that the government is on our side the citizens. Likewise the "Fair Debt Collection Practices Act" is another piece of foolery written to appease their economic slave labor working force which is simply all of us citizens.
You will discover, if you haven't already, that these crazy people who hold the debt on you will start calling you a zillion times to purposely mentally harass you. They know what they are doing to you and don't care about you and your situation. They want cash! They won't send you letters because then you would have a document in your possession. I highly recommend that you record the phone conversation if its legal to do so in your state. However, when you do this you have to immediately warn the idiot on the phone that "This conversation is being recorded".
In this world which I like to instead call planet, the only thing that matters is "Cash"! These thing's pray over cash and worship cash. They go to the "Church of Cash" to make more cash and watch it multiply just like what Jesus Christ was suppose to have done to the fishes.
Gotcha Capitalism - Bob Sullivan Psychically Told Me To Tell You This
Bob Sullivan has a terrific article in regards to how to "Stop harassing debt collection calls." The Red Tape Chronicles article about how to "Stop harassing debt collection calls" is a must read!
I recommend that you download Bob Sullivan's Template Letter To Debt Collectors to get these worthless cash hungry non productive people in society off of your backs! I'm using his form letter all the time now. The only thing that I did to his form letter was to change it from a saved TEXT format to a saved RTF Verdana Bold Font format making it easier to read.
Illegal Credit Checks
A short while after I had signed up with a federal credit union called Vision Federal Credit Union I was looking at my Experian Credit Report to see who was accessing it. I could not believe that this federal credit union had actually accessed my Experian Credit Report without my authorization to do so! I discovered that we have illegal credit checks being performed on us.
I am signed up with CreditKeeper which makes it extremely easier to monitor all of these illegal credit checks being done to you.
I just received in June 2009 from Experian the usual notification papers that this illegal credit check statement was deleted off of my report.
Now I was able to drag everybody into "Small Claims Court" to sue them. I sued Visions Federal Credit Union for only $1000 in regards to their fancy banking garbage maneuver that they pulled off on me when I opened up a checking account with them!
I lost!
You don't think that these demonically created incarnated beings are going to let me win do you?
High Interest Rate Scare Tactic Used On You By The Circuit City Snakes
I use to have one of those Circuit City cards.
When I was totally unable to keep on paying the monthly statement amounts on all of my cards, I was still receiving from everybody just like you their monthly statements. After a few months pass by, whereby, you have ceased sending them anymore cash, they notice this and immediately instigate "Lets increase slightly" our victims already high interest rate even higher on the following billing statements that we send to them for not conforming to our rules of paying us cash.
Now here is what the snakes in Circuit City pulled on me! I received a billing statement that said that the interest rate was now at roughly around 64%. That's right. I am not lying about this.
The following month's billing statement now said that it was roughly around 62%. Circuit City out of the extreme kindness that is in their hearts lowered this monthly's interest rate by a couple of points from the 64% mark. And yes God, there are snakes living right inside this planet that Satan put here to live in called Circuit City!
Now here is the final kicker to all of this! When the next month's billing statement came, the monthly interest rate was put back down to around 23% where it was at just before when all of this snake dung attack occurred.
A fellow in Circuit City sent me a letter telling me that he was going to, in my own words here since I don't remember any longer what he exactly said to me, was essentially slam me with these "Illegal Credit Reporting Agencies" in telling them that I was at default in not paying Circuit City what I owed them!
No I don't pray to obtain more cash and I don't go to the same church that all of these insane capitalist go to which is the "Church Of Cash".
I am still waiting for the United States Federal Government to make it a mandatory federal law that we have to carry on us a card that has both our illegal scores and social security number on it!
Apparently there is justice behind all of this crookedness that is perfectly legal to do to us, since now in February 2009 Circuit City has declared bankruptcy and is going to be completely gone and out of business!
This would be a really good opportunity for Best Buy to expand their market share and go into these empty Circuit City stores.
Crooked Federal Taxes Given To Us By The Demonic Swindlers
Unfortunately this is going to be a very short topic.
In the early 1990's when I was existing in Arizona in the United States, I came across the following information from a person who was telling us about it.
There were a million people who fought against having to pay taxes to the United States Federal Government and they won!
However, the deal that the court dealt to these people was that they only had to pay 10% or 20%. I don't remember anymore what the exact percentage was and I don't want to start guessing about it.
Here is the final kicker to all of this crooked federal taxes activity that has been taking place for ever which the crooked courts imposed upon these people.
They can't tell anybody about this at all!
Is There A Positive Resolution To All Of This
Sorry. But no! Its to late. These illegally created financial reporting agencies Equifax, Experian and TransUnion and their illegal crooked scores which were created will never be shredded and disintegrated into a complete vacuum of nothingness. Likewise for the illegal credit checks and the entity called Crooked Federal Taxes.
Obtaining Cash Creates Motivation
What would happen to everybody if there was no planetary cash to obtain what so ever? Obviously now there is no external motivation for anybody to do anything. The tinker toy called cash is now suddenly gone. Also Equifax, Experian, and TransUnion are gone and those illegal crooked scores which they have created for everybody to carry with them up until their deaths are gone! Likewise all these illegal score checks and crooked phony created taxes are gone.
When I asked this question to a female, she said that we wouldn't survive. Say what! Now the external motivating force for everybody is to survive but in a different way.
Very few people have any kind of internal self motivation that isn't based upon cash. However, you can run into people quite frequently that are internally self motivated producing what ever it is that they are creating. Their internal motivation comes from their inner self which pumps it out into their outer physical self. They don't ask or demand any cash at all for what they produce and give away freely! These types of people are truly the evolved ones.
Microsoft
My logs have shown a long time ago that Microsoft showed up here checking out my web site!
What are they so nervous about?
Simply just say no to them and move on! Look at the crap that Microsoft keeps on feeding us to choke on. I've been through that Vista pile of junk just like everybody throughout the solar system has and just like everybody else has flushed it down the toilet into the ocean where all the sewage ends up.
I upgraded from the Vista OS junk to the superior OS called Windows XP Home! Ever hear of it? Years ago I heard that Bill Gates said that Microsoft has to come up with a new OS every two years, if I remember correctly, or Microsoft will go bankrupt. Good! I hope you do. You deserve it.
I hear now that Microsoft is creating another OS for the solar system to choke on again called Windows 7, I believe it's called. Are you going to choke on this OS of theirs just like when you choked on Vista? Not me!
What's the point of being a coward in not telling the truth. Obtain Cosmic respectability in telling the truth, not lies!
RSS Feeds About Credit Scores And The New Secret Score
I recommend that you read this article about the New Secret Credit Score to become acquainted with what already has happened to all of us thanks to the crapitalist.
You can download the Active Web RSS Feed Reader if you wish which will allow you to read all of these feeds.
The download file is a customized extractor that will install Active Web Reader which has all of the RSS Feeds I am using on all of my web sites and also contains the links to all of my sites which can be viewed by the internal browser which uses Internet Explorer.
My Resume
If your a prospective employer who is looking for hard working, creative, and intelligent employees who don't require much except the opportunity for us to utilize are minds to do a lot of deep thinking, then please take a look at my Back To Work Resume since I am trying to move back into the employment field having been out of it for to long.
Website Design Tools I Have Used And Can Recommend
WeBuilder 2010 is a great code editor and it can cover any kind of coding project that you may want to get involved with. I stumbled upon this program which comes from Latvia.
TSW WebCoder 2009 is another fabulous code editor which I so happened to stumble upon and am fully using now in parallel with WeBuilder 2010. WebCoder 2009 comes from Denmark and I truly enjoy using this program.
Easy Button And Menu Maker Pro is a really nicely designed program which I use to make web site buttons. Its another great program along with all the others which you can get from the WeBuilder 2010 web site.
TopStyle Pro is not for the faint of heart. But it is just fabulous. I use TopStyle Pro to do my CSS coding and you can also use WeBuilder 2010 Pro too! There is a TopStyle Lite version that is free. The book that I picked up to teach myself how to program in CSS is called Cascading Style Sheets (CSS) By Example Written By Steve Callihan Which Is Published By Que. A very good book to have as reference and quite understandable.
UltraEdit Pro is just really incredible. I use this program as a text editor.
FileZilla is free and is what I use to send up my files to my web hosting company. It gets the job done and does not overwhelm you with extraneous nonsense that you don't want to mess with.
The Meta Maker Wizard 2 will help you to create meta tags and save everything and later you can bring it all back up and make modifications to it. This tool is free.
CSE HTML Validator Pro will validate your coding including CSS. It is definitely a big help. There is a standard version too which is perfectly fine. There is a beginners mode that you can start out with if you wish to.
WebGraphics Optimizer took me a long time to find. I went through so many ridiculous bad programs to do this and kept on uninstalling them. I believe this program comes from Germany as most of all the real good programs which I use come from!
FlamingText is a free online tool for generating custom web page graphics and animations. This web site has been around for a long time.
Pixelshop is an icon editor program which has tools to help you such as the "Favicon Wizard". IE 7 uses favicons such as favicon.ico. IE 7 will not animate your favicon but Firefox will. If you want to make an animated favicon for Firefox, create it so that its extension is .gif. You will need two separate lines of code. One line to handle IE 7 which contains the actually name favicon.ico and another separate line to handle Firefox which contains the .gif extension.
Don't do what I did and do a lot of searches using the search engines to find out all you can about favicons. You will come across so much useless garbage that it will just waste a lot of your time.
Submitnet is a SEO company where you can use their "Search Engine Optimization" tools to help you straighten out your web site design so that you can get listed and ranked on the major search engines! I highly recommend signing up for the SEO Platinum feature. You have to constantly be referring to all of these tools in order to keep on obtaining higher and higher placement rankings such as looking at the Keyword Spider Report and the Keyword Analysis Report. It will take a while to comprehend the inter relationship of how all these tools work together to help you. The tools are there to help you, not to work against you and confuse you! Patience is extremely important in doing all of this. If you can't have patience, I don't know what to tell you then in order to help you.
BlastCasta is a website of free tools which will allow you to add news to your website, mix, combine, filter, translate RSS and Atom Feeds, and create a news widget for you from doing all of this which you can put on your website. These tools will even do more for you in order to help you with your SEO ( Search Engine Optimization ) results.
I spent about two days without hardly any sleep in trying to find a set of excellent understandable tools in order to do all of this in order to improve my SEO results and to help spread the news ( light, not darkness ) to folks who come to my web sites to read what I am talking about.
I highly recommend that you do this for your personal website or business website!
Active Web Reader Customizer is a free tool which creates the Active Web Reader Customization Extractor whereby you can now distribute a RSS Feed reader that includes your feeds and website pages. Folks can then obtain the Active Web Reader with your pre-loaded RSS feeds.
1st Javascript Editor Pro I am using now along with the free tool called Colored ScrollBars 2 in order to help me with my Jscript web programming. Everything is quite outstanding.
Equifax Experian TransUnion Created Illegal Credit Scores
URL:
www.illegal-credit-scores.com
Visit my other web sites at:
